Agri-tech for a data led Bharat

We are building the next generation of AgriTech products for the underserved and marginalized farming communities. Our products help lending institutions to assess farmers and provide finance to them faster than ever.

A new imperative for the farmer

Algorithms are powerful. Yet, as India digitally transforms itself many more farmers have quick access to smartphones and entertainment rather than finance. Yes! Farming is changing and lending has to change with it.

At givfin we are dedicated to solving rural banking problems with our innovative solutions tailored for rural India, which are developed along with leading bankers. Our solutions are created to enable financial institutions to serve the remotest of villages without any technical hurdles.

Our algorithms are tailor made for you to verify and evaluate Self Help Groups, JLGs, Kisan Credit Cards, Mudra Loans, Farmer Producer Organisations and individual farmers. Data shows that about 68.84% Indian population resides in 6,40,867 villages.

We enable banks to look into the credit history of the farming community and thereby ensuring the efficiency of the loan. Our algorithms help lenders verify and evaluate their credibility before sanctioning the amount. Out of the 1,57,868 commercial bank branches, 52,914 are located in the rural area. This means only one bank branch is available for 12 villages serving roughly around 17,000 villagers.

Communities we empower

Self Help Group (SHG)

Evaluate and provide small loans to members
of SHG to meet their productive and emergent credit needs from the common fund;
our solutions support multi-level leverage and linkage to help these groups
save money through economic activity.

Joint Liability Group (JLG)

A joint liability group requires quick loans, our solutions look at the credit worthiness of the group and helps the lending institution to support the JLGs.

Kisan Credit Card (KCC)

Use our algorithms to power your Kisan Credit Cards to provide adequate and timely credit support to farmers under a single window with flexible and simplified procedures.

What we enable


Let farmers discover the best rates when financial institutions use our platform to lend faster.

Quick & Easy Loan

Hassle-free experience to the farming community, easy access to quick finance

Fulfilling multiple needs

Be it a loan for seeds, farm implements or equipments the platform enables speed.

Choose Cash/ Credit card

Kisan credit cards to empower farmers into the digital age of farming.

No Penalty

With a data led approach, bring in efficiency to farming communities borrowing from financial institutions.

Secure Process

All data is delivered securely and protected, hence catering to India’s data soverignity.

We are givfin

Farming must go digital & so should lending for agriculture.